Chesterfield School District Benefits

Chesterfield Education Association (CEA) includes all certified employees in Chesterfield School District; exclusive of the principal, speech pathologist, occupational therapist and school psychologist.

Chesterfield's Speech Pathologist, School Psychologist, and Occupational Therapist (OT) are eligible for benefits as defined in Chesterfield's Classification/Payment of Specialists Policy.

Chesterfield Collective Bargaining Agreements

Full-time and regular employees of the Chesterfield School District (as defined in the collective bargaining agreement) are offered a comprehensive benefits package of medical insurance, including prescriptions and vision care; health buy-out; dental insurance; life insurance; long-term disability and short-term disability; enrollment in the NH Retirement System; direct deposit ; Section 125 Flexible Spending Accounts ; 403(b) plan  through Fidelity; sick leave; paid personal leave; and paid holidays (for support staff).

Once hired you have 30 days to choose the medical and/or dental insurance most useful to you and your dependents. Once you submit your elections, your choices will be recorded as your benefits elections until the next Open Enrollment period (every July 1st).  You may not make any changes to your elections – even within the 30 day enrollment period – unless you have a qualified family status change.  The effective date for medical and/or dental insurance is the first of any given month following date of hire or date of qualifying event.

Currently, both medical and dental insurance is offered through the HealthTrust.  The HealthTrust has contracted with Anthem BC/BS of NH to insure their medical plans and Northeast Delta Dental to insure the Option 8 and Option 3A dental plans offered to Chesterfield employees.

MEDICAL AND DENTAL CHOICES FOR EMPLOYEES OF THE CHESTERFIELD SCHOOL DISTRICT

Listed below are all of the medical and dental insurance plans currently offered to employees in SAU 29. In 2016-2017, Chesterfield School District employees may elect to enroll in one of these 3 medical plans:  AB5 HMO;  AB20 HMO; and the BC 2-TIER 20 POS.   The dental plan offered in Chesterfield is the Option 8 dental only.

For a comprehensive comparison sheet of the health plans offered please click here.

The federal healthcare reform law, PPACA, requires the school district to make available to all employees who are enrolled in, or eligible to be enrolled in the District's insurance, with a Summary of Benefits and Coverage (SBC). The SBC describes the plan benefits and coverage, including prescription coverage for each of the medical plans offered. The format of the SBC is designed to allow employees to compare benefits and coverage among the various health insurance plans offered. Please be aware that the SBC does not replace Anthem's Medical Plan Summaries as listed below. To obtain copies of the SBC's, please click here.

 

Chesterfield School District Insurance Costs

Employee deductions for medical and dental are taken on a pre-tax basis throughout the year.  To view the Employer and employee costs for medical and dental insurance, please click below.

Click on the below link under the HealthTrust Resources webpage to find the forms needed to enroll in SAU 29's medical and/or dental insurance. Once at this webpage, please click on "Forms, Documents and Brochures" tab on the left and then scroll down to Medical and Dental Enrollment.  Print out the "Medical and/or Dental Application and Change Form". NOTE: SAU 29 offers both medical and dental insurance through the HealthTrust, so any changes must be made on the Medical and/or Dental Application and Change Form; please do not complete the Dental Application and Change form.

Click here to be directed to the HealthTrust's Resources page


HEALTH BUY-OUT

Full-time (80% FTE or greater) Chesterfield teachers and specialists and full-time and regular Chesterfield support staff who have elected not to receive medical insurance from the District and who have provided documentation to Human Resources that they are covered by medical insurance not provided by the District, shall be eligible to receive a payment of five thousand dollars ($5,000) payable in a lump sum upon the close of the applicable school year.

These amounts shall not be prorated and no consideration for partial years will be given.  One final note - health buyouts are considered fully taxable income by the IRS and are subject to federal employment taxes.  Contact Human Resources to request a health buyout.


LIFE INSURANCE

Term life insurance, with Accidental Death & Dismemberment (AD&D) is offered to an eligible employee at no cost through the Voya-Financial Insurance Company (formerly known as ING).  Eligible employees of Chesterfield School District have term life benefit amounts as follows:

  • Chesterfield Teachers - 1x annual salary or minimum of $40,000
  • Chesterfield Support Staff and Administrative Assistant to the Principal - 3x annual salary
  • Chesterfield Specialists (Speech, Psychologist, OT) - $72,000

Life insurance goes into effect the first day an employee is eligible or begins working for the district and remains in effect until an employee either retires or resigns.  Upon first becoming eligible for the District paid term life insurance please complete the following enrollment form, sign and date and return to Human Resources:  Voya Life Beneficiary Designation Form

Following is the Life Insurance Policies to print for your records.

Please note you must be logged into your SAU 29 google account to view the life insurance and LTD policies.


LONG-TERM DISABILITY INSURANCE

Long-term disability insurance is offered by the District at no cost to all eligible employees.  Long-term disability (LTD) is paid as a monthly benefit by our insurance carrier at 60% of your pre-disability earnings.  The benefit waiting period for long-term disability is the later of:  a) 90 days; or b) the date your accumulated sick leave ends, if applicable.

Please note you must be logged into your SAU 29 google account to view the life insurance and LTD policies.

SHORT-TERM DISABILITY COVERAGE

Short-term disability (STD) is paid by the District at 60% of either your per diem rate (if you are paid an annual salary), or 60% of your hourly rate (for support staff).  An employee is eligible for STD upon exhaustion of all sick leave OR on the 10th consecutive day out sick (whichever is later).

NEW HAMPSHIRE RETIREMENT SYSTEM

All full-time, eligible employees must enroll in NHRS.  Click here for more information and enrollment forms.

DIRECT DEPOSIT INFORMATION

An employee may elect direct deposit of paychecks at anytime by completing the form below and returning to the payroll office.


SECTION 125 - FLEXIBLE SPENDING ACCOUNTS - Plan Year July 1, 2016 – June 30, 2017

Flexible Spending Accounts allow you to set money aside on a pre-tax basis to pay for out-of-pocket healthcare and/or dependent care expenses. For complete information on these tax saving plans, click on either the HealthCare Savings Account Brochure or the Dependent Care Savings Account brochure below.

Starting July 1, 2016, support Staff may elect an annual election for a HealthCare Savings account of $200 minimum up to $2,500 maximum.  Teachers and Specialists may also elect an annual election for a HealthCare Savings account of $200 minimum up to $2,500 maximum.

An annual election for a Dependent Care Savings Account is allowed at $200 minimum up to $5,000 maximum.

Further information, along with the FSA reimbursement and direct deposit forms may be found at the HealthTrust website by clicking here and scrolling to Flexible Spending (FSA):

If you wish to participate in an FSA account, please fill out the applicable enrollment form below and return to Human Resources no later than 25 days after your hire date or prior to the start of a new July 1st plan year.  A NEW FSA ENROLLMENT FORM MUST BE COMPLETED EVERY YEAR - enrollment in the next plan year is not automatic.

403(B) Plan

NH School Administrative Unit 29 is pleased to partner with Fidelity Investments as our exclusive provider of investment options and record keeping services for the SAU 29 403(b) plan.