Keene Speech-Psychologists

Keene Speech Pathologists/School Psychologists (Speech/Psych) working four or more days a week (80% FTE) are offered a comprehensive benefits package of medical insurance, including prescriptions and vision care; health buy-out; dental insurance; life insurance; long-term disability and short-term disability; enrollment in the NH Retirement System; direct deposit; Section 125 Flexible Spending Accounts; and a 403(b) plan through Fidelity.
 
Once hired you have 30 days to choose the medical and/or dental insurance most useful to you and your dependents. Once you submit your elections, your choices will be recorded as your benefits elections until the next Open Enrollment period (every July 1st).  You may not make any changes to your elections – even within the 30 day enrollment period – unless you have a qualified family status change.  The effective date for medical and/or dental insurance is the first of any given month following date of hire or date of qualifying event.
 
Currently, both medical and dental insurance is offered through the HealthTrust.  The HealthTrust has contracted with Anthem BC/BS of NH to insure their medical plans and Northeast Delta Dental to insure the Option 3A dental plan offered to Keene Speech/Psych.

Keene Speech-Psychologists Benefits

Keene Psychologists and Speech Therapists Insurance Costs

Employee deductions for medical and dental are taken on a pre-tax basis throughout the year. To view the Employer and employee costs for medical and dental insurance, please click below.

Click on the below link under the HealthTrust Resources webpage to find the forms needed to enroll in SAU 29's medical and/or dental insurance. Once at this webpage, please click on "Forms, Documents and Brochures" tab on the left and then scroll down to Medical and Dental Enrollment.  Print out the "Medical and/or Dental Application and Change Form". NOTE: SAU 29 offers both medical and dental insurance through the HealthTrust, so any changes must be made on the Medical and/or Dental Application and Change Form; please do not complete the Dental Application and Change form.

Click here to be directed to the HealthTrust's Resources page

Insurance Choices for Keene Psychologists and Speech Therapists


 

Listed below are all of the medical and dental insurance plans currently offered to employees in SAU 29. In 2016-2017, Keene speech-psych employees may elect to enroll in one of these 3 medical plans:  AB5 HMO;  AB20 HMO; and the BC 2-TIER 20 POS.   The dental plan offered to eligible Keene speech-psych employees is the Option 3A dental only.

For a comprehensive comparison sheet of the health plans offered please click here.

The federal healthcare reform law, PPACA, requires the school district to make available to all employees who are enrolled in, or eligible to be enrolled in the District's insurance, with a Summary of Benefits and Coverage (SBC). The SBC describes the plan benefits and coverage, including prescription coverage for each of the medical plans offered. The format of the SBC is designed to allow employees to compare benefits and coverage among the various health insurance plans offered. Please be aware that the SBC does not replace Anthem's Medical Plan Summaries as listed below. To obtain copies of the SBC's, please click here.

 


Health Buy-Out

Keene Speech Pathologists/School Psychologists who have elected not to receive medical insurance from the District AND who have provided documentation to Human Resources that they are covered by medical insurance not provided by the District, shall receive a payment of six thousand dollars ($6,000) payable in bi-weekly amounts during the school year. One final note - health buyouts are considered fully taxable income by the IRS and are subject to federal employment taxes.

Contact Human Resources to request the health buyout.

LIFE INSURANCE

Term life insurance, with Accidental Death & Dismemberment (AD&D) is offered to an eligible employee at no cost through the Voya-Financial Insurance Company (formerly known as ING).  Keene Speech/Psych members have a life benefit amount of one and one-half times (1.5x) the annual rate of basic earnings rounded to the next higher multiple of $1,000.  Life insurance goes into effect the first day an employee is eligible or begins working for the district and remains in effect until an employee either retires or resigns.  Upon first becoming eligible for the District paid term life insurance, please complete the following enrollment form, sign and date and return to Human Resources:   Voya Life Beneficiary Designation Form

Following is the Life Insurance Policy to print for your records.

Please note you must be logged into your SAU 29 google account to view the life insurance and LTD policies.

Long Term Disability

Long-term disability insurance is fully funded by the Keene School District at no cost to the employee. Long-term disability (LTD) is paid as a monthly benefit by our insurance carrier at 60% of your pre-disability earnings. The benefit waiting period for long-term disability is the later of: a) 90 days; or b) the date your accumulated sick leave ends, if applicable.

Please note you must be logged into your SAU 29 google account to view the life insurance and LTD policies.

SHORT-TERM DISABILITY COVERAGE

Short-term disability (STD) is paid by the District at 60% of either your per diem rate (if you are paid an annual salary), or 60% of your hourly rate (for support staff). An employee is eligible for STD upon exhaustion of all sick leave OR on the 10th consecutive day out sick (whichever is later).

NEW HAMPSHIRE RETIREMENT SYSTEM

All Year-round and Full-time Keene paras must enroll in NHRS. Click here for more information and enrollment forms.

DIRECT DEPOSIT INFORMATION

An employee may elect direct deposit of paychecks at anytime by completing the following form below and returning to the payroll office:

403(B) Plan

NH School Administrative Unit 29 is pleased to partner with Fidelity Investments as our exclusive provider of investment options and recordkeeping services for the SAU 29 403(b) plan.

SECTION 125 - FLEXIBLE SPENDING ACCOUNTS Plan Year July 1, 2016 – June 30, 2017

Flexible Spending Accounts allow you to set money aside on a pre-tax basis to pay for out-of-pocket healthcare and/or dependent care expenses. For complete information on these tax saving plans, click on either the HealthCare Savings Account Brochure or the Dependent Care Savings Account brochure below. You may elect an annual election for a HealthCare Savings account of $200 minimum up to $2,500 maximum. An annual election for a Dependent Care Savings Account is allowed at $200 minimum up to $5,000 maximum.

Further information, along with the FSA reimbursement and direct deposit forms may be found at the HealthTrust website by clicking here and scrolling to Flexible Spending (FSA):

If you wish to participate in an FSA account, please fill out the enrollment form below and return to Human Resources no later than 25 days after your hire date OR before July 1st of any given plan year.  A NEW FSA ENROLLMENT FORM MUST BE COMPLETED EVERY YEAR - enrollment in the next plan year is not automatic.

FSA Enrollment Forms

State of NH 457(b) deferred compensation plan

Starting July 1, 2016, SAU 29 is offering a State of NH 457(b) deferred compensation plan to all central office employees.  Payroll deductions will be taken on the annual elected amount.  Below are plan highlights explaining about the State of NH plan and investing in a 457b.