Marlow School District Benefits

The Marlow Education Association includes certified teachers employed by Marlow School District.

Marlow Collective Bargaining Agreements

Benefit eligible employees of the Marlow School District, as specified by their collective bargaining agreement or employee benefits policy, are offered a comprehensive benefits package of medical insurance, including prescriptions and vision care; health buy-out; dental insurance; life insurance; long-term disability and short-term disability; enrollment in the NH Retirement System; direct deposit; 403(b) plan through Fidelity; sick leave; paid personal leave; and paid holidays(for full and part-time hourly employees as defined in the Marlow Employee Benefits Policy).

Once hired, benefits eligible employees have 30 days to choose the medical and/or dental insurance most useful to you and your dependents. Once you submit your elections, your choices will be recorded as your benefits elections until the next Open Enrollment period (every July 1st).  You may not make any changes to your elections – even within the 30 day enrollment period – unless you have a qualified family status change The effective date for medical and/or dental insurance is the first of any given month following date of hire or date of qualifying event.

Currently, both medical and dental insurance is offered through the HealthTrust. The HealthTrust has contracted with Anthem BC/BS of NH to insure their medical plans and Northeast Delta Dental to insure the Option 3A dental plan offered to Marlow school employees.

INSURANCE CHOICES FOR MARLOW SCHOOL DISTRICT

Listed below are all of the medical and dental insurance plans currently offered to employees in SAU 29. However, your district/group may only offer some of the choices shown. In 2016-2017, Marlow School District employees may elect to enroll in one of these 3 medical plans:   AB5 HMO;  AB20 HMO; and the BC 2-TIER 20 POS.  The dental plan offered to Marlow school employees is the Option 3A dental only.

For a comprehensive comparison sheet of the health plans offered please click here.

The federal healthcare reform law, PPACA, requires the school district to make available to all employees who are enrolled in, or eligible to be enrolled in the District's insurance, with a Summary of Benefits and Coverage (SBC). The SBC describes the plan benefits and coverage, including prescription coverage for each of the medical plans offered. The format of the SBC is designed to allow employees to compare benefits and coverage among the various health insurance plans offered. Please be aware that the SBC does not replace Anthem's Medical Plan Summaries as listed below. To obtain copies of the SBC's, please click here.

 

Marlow School District Costs

Employee deductions for medical and dental are taken on a pre-tax basis throughout the year.  To view the Employer and employee costs for medical and dental insurance, please click below.

Click on the below link under the HealthTrust Resources webpage to find the forms needed to enroll in SAU 29's medical and/or dental insurance. Once at this webpage, please click on "Forms, Documents and Brochures" tab on the left and then scroll down to Medical and Dental Enrollment.  Print out the "Medical and/or Dental Application and Change Form". NOTE: SAU 29 offers both medical and dental insurance through the HealthTrust, so any changes must be made on the Medical and/or Dental Application and Change Form; please do not complete the Dental Application and Change form.

Click here to be directed to the HealthTrust's Resources page

HEALTH BUY-OUT

Full-time and regular certified and hourly staff of the Marlow School District who have elected not to receive medical insurance from the District and who have provided documentation to Human Resources that they are covered by medical insurance not provided by the District, shall be eligible to receive a payment of five thousand dollars ($5,000) payable in a lump sum upon the close of the applicable school year.  The amount shall not be prorated and no consideration for partial years will be given.  One final note - health buyouts are considered fully taxable income by the IRS and are subject to federal employment taxes.

Contact Human Resources to request the health buyout.

LIFE INSURANCE

Term life insurance, with Accidental Death & Dismemberment (AD&D) is offered to an eligible employee at no cost through the Voya-Financial Insurance Company (formerly known as ING).  A $55,000 (fifty-five thousand dollar) life benefit amount and Accidental Death & Dismemberment (AD&D) is provided to eligible Marlow School District employees at no cost.  Life insurance goes into effect the first day an employee is eligible or begins working for the district and remains in effect until an employee either retires or resigns.  Upon first becoming eligible for the District paid term life insurance, please complete the following enrollment form, sign and date and return to Human resources:  Voya Life Beneficiary Designation Form

Following is the Life Insurance Policy to print for your records.

Please note you must be logged into your SAU 29 google account to view the life insurance and LTD policies.

Marlow School District Certificate of Life Insurance

LONG-TERM DISABILITY INSURANCE

Long-term disability insurance is fully funded by the Marlow School District at no cost to all employees who work 30 or more hours per week.  Long-term disability (LTD) is paid as a monthly benefit by our insurance carrier at 60% of your pre-disability earnings.  The benefit waiting period for long-term disability is the later of:  a) 90 days; or b) the date your accumulated sick leave ends, if applicable.

Please note you must be logged into your SAU 29 google account to view the life insurance and LTD policies.

SHORT-TERM DISABILITY COVERAGE

Short-term disability (STD) for any employee who works 30 or more hours per week is paid by the District at 60% of either your per diem rate (if you are paid an annual salary), or 60% of your hourly rate (for support staff). An employee is eligible for STD upon exhaustion of all sick leave OR on the 10th consecutive day out sick (whichever is later).

NEW HAMPSHIRE RETIREMENT SYSTEM

All full-time, eligible employees must enroll in NHRS. Click here for more information and enrollment forms.

DIRECT DEPOSIT INFORMATION

An employee may elect direct deposit of paychecks at anytime by completing the following form below and returning to the payroll office:

403(B) Plan

NH School Administrative Unit 29 is pleased to partner with Fidelity Investments as our exclusive provider of investment options and recordkeeping services for the SAU 29 403(b) plan.